Network Gateway Services

Single-Point Access to All Major National and Regional ATM/POS Networks

Network Gateway Graphics

MAP Network Gateway Services offer your credit union convenient access to all major regional and national ATM and POS networks. We provide efficient and economical network solutions to enhance your portfolio such as shared ATM deposit services and no-surcharge networks and alliances. In addition to an expansive list of network relationships, Member Access Pacific also offers a comprehensive solution for both the ATM and check card product, as well as ancillary support for ATM terminal driving.

Single Point Settlement

Reduce host line costs and streamline your operations. MAP provides “single point settlement” to settle your daily external networks. You settle each day with only MAP, thereby eliminating the need to track individual positions and unreliable cut-off times for each network. This affords both greater management and accounting of your transactions and portfolio.

Single Point Exception Processing

MAP also offers single point exception processing for all system chargebacks and adjustments. Each external network system receives the appropriate chargeback and adjustments daily, as well as supporting documentation and system report for each item processed.

Visa/PLUS ATM Network for ATM functionality

With more than 855,000 ATMs, the Visa/PLUS ATM Network has an extensive presence throughout the U.S. and abroad. The Visa/PLUS ATM network supports standard transactions (withdrawals, balance inquiries, transfers, and cash advances), as well as alternative media dispensing, shared deposits, a surcharge free alliance, stand-in processing, and multiple account selection.

Benefits of Network Gateway Services

Reduce processing costs. Your financial institution's single-point connection to MAP enables you to consolidate all of your card-based authorization, including ATM and POS network activity, on an integrated platform—reducing telecommunications costs, eliminating redundant functionality, and streamlining back-ofice procedures.

Manage external networks. When you use Network Gateway Services, MAP manages your external network connections including maintaining interfaces, supporting connectivity, and incorporating network upgrades and other mandates—freeing you from these time consuming tasks.

Streamline operations. All network adjustments and chargebacks are entered through a PC workstation located at your financial institution, streamlining exception item processing.

Simplify settlement and reporting. Consolidated settlement and network activity reporting simplify daily reconciliation/balancing and enhance information management.

Implement an integrated network strategy. Using Network Gateway Services makes it easy to implement Visa’s Comprehensive Debit Strategy, a full-service solution that brings together the essential components of a complete debit program that positions your financial institution for success in the debit marketplace. Components of the strategy include: 

  • Visa Debit card for signature-based purchasing convenience. The Visa Debit card is welcome everywhere that accepts Visa debit cards—that’s millions of locations worldwide including Internet and mail order/telephone order (MOTO) merchants.
  • PIN POS-based purchasing and cash back. We access nationwide PIN-based debit POS purchasing capability at nearly 1.4 million merchant locations, with acceptance in all 50 states.
  • Visa/Plus ATM Network for ATM functionality. With more than 1 million ATMs in 165 countries, the Visa/Plus ATM Network has an extensive presence throughout the U.S. and the world. The Visa/Plus ATM network supports standard transactions (withdrawals, balance inquiries, transfers, and cash advances), as well as alternative media dispensing, shared deposits, a surcharge free alliance, stand-in processing, and multiple account